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China Insurance Regulatory Commission plans to revise health insurance management measures

Tencent Financial News (Liu Peng) March 31,Yuan Xucheng, director of the Life Insurance Supervision Department of the China Insurance Regulatory Commission, revealed at the Swiss Re Asia Health Seminar,Regulators plan to revise the "Health Insurance Management Measures" in the second half of the year,To adapt to the current new situation of health insurance development。Yuan Xucheng said to Tencent Finance,“I hope the revision work will be done as quickly as possible”。

The current "Health Insurance Management Measures" were released in 2006,It has been implemented for more than 8 years now,Market conditions have undergone major changes。Since 2014,Commercial health insurance policy dividends continue to be released。

2014Ten new national regulations on the insurance industry promulgated in August,Insurance companies are clearly encouraged to develop various commercial health insurance products.;The following November,The State Council issued "Several Opinions on Accelerating the Development of Commercial Health Insurance",This is also the first top-level design policy for commercial health insurance。Insurance companies also sensed opportunities。

Tencent Finance noticed,2005The establishment of the People's Health Insurance Company of China,Became the first health insurance company in China,Then Kunlun Health、Harmony and health、Ping An Health was established one after another。After the issuance of the Ten Articles of the New Country,China Pacific Insurance and Allianz Insurance join forces,CPIC Allianz Health Insurance Co., Ltd. was established。Tencent Finance learned,PICC Group is currently preparing to establish a health management company,and has obtained group-level consent。

According to media reports,At present, insurance giant China Life is also ready to take action.,Prepare to enter the field of big health,Established the sixth professional health insurance company in China。Yuan Xucheng said to Tencent Finance,As a regulatory authority,China Insurance Regulatory Commission welcomes more insurance companies to expand into the big health field,Establish a professional health insurance agency。

but,Although major insurance giants are competing in the health insurance field,But a fact that cannot be ignored is that,At present, health insurance companies are still in the stage of "losing money and making money"。Tencent Finance noticed,There are currently 5 health insurance companies established in China,All at a loss。

In this regard,Zhang Yongqiang, Senior Vice President of China Health and Medical Insurance Solutions at Swiss Re, said,After the State Council’s top-level design of health insurance,Release huge policy dividends;at the same time,Domestic demand for health insurance is rising rapidly,The market space is huge,In the long run, profitability is not a problem。For details, please consult Shenzhen Hong Kong Xintong-。


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