- What are the conditions for access to the financial leasing loan market? Establish a leasing project subsidiary and carry out financial leasing business (including financial leasing and operating leasing),And go through the registration procedures with the Market Supervision and Administration Bureau according to the general company establishment procedures.,No minimum registered capital limit。
- How to apply for a cross-border financial leasing loan?
Able to provide complete trading materials,On the premise of proving that the business has an authentic background,through claims、Introducing cross-border foreign currency funds through equity and other means。Cross-border RMB loans can be renewed。
- Are there any preferential customs policies? Enjoy the bonded port policy、joint guarantee、preferential tax rate、Tax installments and tax guarantees、Dedicated docking area。
- Foreign-invested financial leasing company,How can I apply for a cross-border financial leasing loan?
The settlement bank introduces overseas funds into the country through domestic leasing projects through the combination model of "overseas borrowing + domestic leasing",That is, foreign-invested leasing companies take advantage of their betting differences
Advantages
Obtain lower-cost funds overseas than at home,Carrying out leasing projects within the country,Enable domestic enterprises to enjoy low-cost overseas financing。5、What are the models of financial lease loans?
The settlement bank takes ICBC as an example,There are the following four modes:A mode:Guarantee method for affiliated enterprises - direct letter of guarantee model from shareholders. Company A is a large joint-stock enterprise within the territory of Beijing ICBC,ICBC Beijing has sufficient quota,Beijing Company A established a financial leasing company A1 in。
Company A applies for issuance of a letter of guarantee at ICBC Beijing,The beneficiary of the letter of guarantee is ICBC (Asia),ICBC (Asia) handles cross-border RMB loans,The borrower is financial leasing company A1,And used for financial leasing projects of A1 enterprises。B mode:Guarantee method for affiliated enterprises - leasing company direct letter of guarantee model B1 enterprise is a registered financial leasing company,Its shareholder is a relatively powerful company B at home and abroad,Can provide effective guarantee for B1 company。
Based on this guarantee,ICBC approves credit line for B1 enterprises。Company B1 issues a letter of guarantee to ICBC (Asia) within the quota.。ICBC (Asia) handles cross-border RMB loans,The borrower is financial leasing company B1,And used for financial leasing projects of B1 companies。C mode:Guarantee method for affiliated enterprises - back-to-back letter of guarantee mode Enterprise C is a large domestic joint-stock enterprise,The quota at ICBC has been used up,But other banks have sufficient quota,Company C established a financial leasing company C1。
Company C applies for issuance of a bank performance guarantee from another bank to Qianhai ICBC,Qianhai ICBC issued a letter of guarantee to the overseas bank accordingly.,Overseas banks handle cross-border RMB loans in Qianhai,The borrower is financial leasing company C1,And used for financial leasing projects of C1 enterprises。
D mode:Lessee guarantee model: the lessee provides guarantee to the financial leasing company,ICBC Qianhai Branch applied for cross-border RMB loans from overseas banks accordingly.,Hong Kong banks grant loans,Leasing projects for leasing companies,Qianhai Engineering Bank is the loan management bank and clearing bank。6、Which departments are responsible for approving different forms of financial leases?
Financial leasing is approved by the China Banking Regulatory Commission,Foreign-invested financial leases are approved by the Ministry of Commerce,Financial leasing for domestic investment pilot projects is jointly approved by the Ministry of Commerce and the State Land Administration。For details, please consult Shenzhen Hong Kong Xintong-。
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