20Conditions and precautions for establishing a pawn shop

20Conditions for establishing a pawn shop in 2018 and

Things to note

in recent years，With the continuous development of my country's social economy，The demand for funds from market entities has also become increasingly intense.，Pawn shops are an important part of the multi-level financial service system，In "Emergency and Problem Solving"、"Filling in gaps" and other aspects，For the majority of small and medium-sized enterprises、Residents’ personal short-term financing provides great convenience。典当行是依法进行的一种商业性金融活动是社会经济生活中多种融资方式中的一种。

Our country has relatively strict management on the registration and establishment of pawn shops.。First, a "Pawn Shop Business License" needs to be issued with approval from the Commerce Department.，You must also apply for the pawn shop's "Special Industry License" from the public security organ before you can register.、open for business。

Establish conditions：

1. are in compliance with the law、Statutes and regulations；
2. Have a minimum registered capital that complies with the "Pawn Management Measures"；
3. There is conformity

Require

business premises and necessary facilities for conducting business；

1. Have management personnel and appraisers who are familiar with the pawn business；
2. There are two or more legal person shareholders，And the legal person shares are relatively controlling；
3. Public security management that complies with regulations

Require

；7、Comply with the city bureau’s overall planning for pawn shops、Reasonably laid out

Require

。

1. Please consult：Port communication-

Things to note

：

1. Because competition is fierce now，It is recommended that the registered capital be 30 million or more；
2. legal person shareholder

Require

：There should be at least two legal person shareholders，The company must be established for more than three years，Purely domestic capital (excluding foreign capital components)，Profit in the past two years，And holds more than 5I% of the shares of the pawn shop，To achieve the purpose of controlling the pawn shop。

In principle, the balance of equity investment by legal person shareholders shall not exceed 50% of the company's net assets (including the amount of this investment)，Net assets shall not be less than 50% of total assets，including real estate development、Investment enterprises need net assets not less than 80% of total assets，The total amount of financing guarantee shall not exceed 20% of the net assets.

1. Proof of funds should be provided before submitting information，Transfer the registered funds to the government-designated account，It cannot be used until the pawn shop business license is obtained (the time is 4-6 months)，Determined according to the actual government approval time)；
2. The registered address of the pawn shop should be more than 60 square meters.，If it is a rented shop，The lease period should be more than three years，Complete rental procedures。

Complete protective facilities are installed in the business premises；5、Legal person shareholder、股东和高级管理人员简历及无犯罪证明典当行设立需要的具体条件，handle

Things to note

1. Please consult：Hong Kong Xintong-Hong Kong Xintong-Point out：future，The development of the pawn industry will present three trends：First, the layout of pawnshops has shifted from large and medium-sized cities to counties、district、The second is the development of rural areas such as towns and villages. The second is the development of pawn business strategies from diversification to specialization.;Post-pawn types will transform from mainly consumer pawns to mainly commercial pawns。

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