2025年如何获得典当行牌照？

随着这次《网络借贷信息中介机构业务活动管理暂行办法》的出台，中小企业的融资又少了一个渠道，那典当行是否可以成为这些有需求的借款人的新选择，详情咨询快转网。

Pawn refers to the pawnbroking of his or her movable property、Property rights are pledged as collateral or real estate is pledged to a pawnbroker，Deliver a certain percentage

cost

，Get deposit，and pay interest on the deposit within the agreed period、repay the deposit、the act of redeeming something pledged。According to data released by the Shanghai Code Industry Association，As of the end of June 2014，全市典当企业为259家（新设典当企业8家）；68 branches (5 new branches)。

pawn shop license

1. 审批机关商务部批准并颁发《典当经营许可证》
2. 法律依据商务部、公安部2005年第8号令 《典当管理办法》

Application conditions

Apply to set up a pawn shop，The following conditions should be met：

1. are in compliance with the law、Statutes and regulations；
2. Have minimum registered capital that meets the provisions of these Measures；
3. There is conformity

Require

business premises and necessary facilities for conducting business；

1. Have management personnel and appraisers who are familiar with the pawn business；
2. There are two or more legal person shareholders，And the legal person shares are relatively controlling；
3. Public security management in compliance with Articles 9 and 10 of these Measures

Require

；(7) Comply with the national overall plan for pawn shops、Reasonably laid out

Require

。

1. Registered capital

Require

The minimum registered capital of a pawn shop is 3 million yuan；Engaged in real estate mortgage pawn business，The minimum registered capital is 5 million yuan；Engaged in property rights pledge and pawn business，The minimum registered capital is 10 million yuan。The minimum registered capital of a pawn shop shall be the monetary capital paid by shareholders.，Not included in kind、industrial property、non-patented technology、Capital contributed as a price for land use rights。

not long ago，Banking Regulatory Commission、工业和信息化部、Ministry of Public Security、国家互联网信息办公室正式发布《网络借贷信息中介机构业务活动管理暂行办法》（以下简称《暂行办法》）。

在这部被称为“史上最严的P2P监管措施”中，以负面清单形式划定了P2P的业务边界，明确了包括不得吸收公众存款、不得设立资金池、不得提供担保或承诺保本保息、不得发售金融理财产品、不得开展类资产证券化等形式的债权转让等13类禁止性行为。

在笔者看来，随着《暂行办法》的颁布与施行，网贷平台将迎来新一轮的洗牌，尤其是一些大额平台和大多数不规范的小平台，或将迎来一波大的退出潮。For example，仅以监管部门非常重视的银行资金存管一项

Require

而言，如果严格落实，可能有一半以上的网贷平台将被淘汰出局。

According to statistics from Wangdaizhijia.com，截至2025年5月13日，正式完成银行存/托管系统对接的网贷平台仅有18家。certainly，《暂行办法》的颁布与施行对P2P整个行业的长远发展无疑是有利的，但对有应急资金需求的借款人来说，可能并不是一个好消息，特别是有大额资金需求的中小微企业及个人，将受到非常大的冲击。

在这样的形势下，典当行或许可以成为这些有需求的借款人的新选择。根据国家对金融行业的限制，典当行一般只能选择对现成的公司进行收购，更多相关典当行公司收购、transfer，这样可以快速

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