2025Hainan Small Loan Company Registration Guide，One article to understand!

2025June 24，Hainan Provincial Financial Supervision Bureau issued an announcement on "Acceptance Conditions and Materials to be Submitted for the Establishment of Four Categories of Business Formats"，Opening up small loans again、commercial factoring、pawn industry、Financial leasing company registration。

Hainan small loan company registration is mainly divided into two categories:，Commercial entities are mainly commercial banks or professional small loan companies.，The main entities of fiscal discount interest loans are fiscal discount interest loans.，But both implement market-oriented operations，Independently decide whether to lend or not, and whether to lend more or less in accordance with the principles of commercial credit.。

The degree of freedom and openness of Jin Hainan's financial industry means that goods、funds、high-speed flow of information，and corporate income tax、The huge preferential effect and talent gathering effect brought by the preferential personal income tax，The formation of headquarters economy is just around the corner。Convenient fund settlement，Moreover, corporate value chains and regional resources can also achieve better spatial coupling.，A large portion of the revenue can be released from this。

The editor will introduce to you in detail the guide for registering a Hainan small loan company.：What are the conditions for registering a Hainan small loan company? one、To establish a small loan company, the following conditions must be met:：

1. The company name should indicate "small loan company"；
2. The source of registered capital is true and legal，All are paid-in monetary capital，A one-time payment in full by the investor or promoter。

The organizational form is a limited liability company，Registered capital shall not be less than RMB 30 million；The organizational form is a joint stock company，The registered capital shall not be less than RMB 50 million。

1. Complete internal organizational structure and corporate management system、risk control system；two、Conditions for registering the main sponsor (shareholder) of Hainan Small Loan Company：
2. The major shareholder must be a company；
3. Net assets of more than 15 million yuan，The debt ratio is not higher than 70%；
4. Established for more than three years，and achieve profitability，The cumulative profit is not less than 5 million yuan；
5. local management practices、Excellent credit、Strong strength、Three socially responsible companies、Conditions for other investors of small loan companies：
6. Chinese citizens with full capacity for civil conduct；
7. Good credit report，No criminal record；Four、Director of small loan company、Supervisors and senior executives should meet the following conditions：
8. College degree or above；
9. engaged in economics、finance、List of documents for establishing a Shanghai small loan company with more than 3 years of legal experience (inclusive)：
10. Company registration application form and registration form，include：Company organization name、Proposed legal representative、Proposed registration address、Proposed registered capital and basic information of the applicant enterprise, etc.；
11. Shareholders register，include：Shareholder name(Name)、ID number、Capital contribution and equity ratio, etc.；
12. Basic information of legal person shareholders；include：business license、Introduction
13. Corporate credit report for legal person shareholders；
14. Audit reports for the three years before the major shareholder’s investment，Audit reports of other legal person shareholders for the two years before they became shareholders；
15. Copy of ID card of natural person shareholder、CV、Proof of no criminal record；
16. Capital verification report；
17. Shareholders Agreement；
18. Shareholder Commitment Letter；
19. Executive education certificate，Proof of professional experience，No criminal record certificate；Related products：Hainan company registration

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