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什么是融资租赁?它与普通租赁有什么区别?

什么是融资租赁?它与普通租赁有什么区别?融资租赁是指出租人根据承租人对租赁物件和供货人的选择向供货人购买租赁物件提供给承租人使用承租人支付租金租赁期限结束后一般由承租人以象征性的价格购买租赁物件租赁物件的所有权由出租人转移到承租人

而普通租赁一般是承租人对出租人已有的物件交付租金后取回使用租赁期满后将物件完好地退还给出租人两者主要的区别在于租赁交易一般是出租人和承租人双方当事人参与签订一份租赁合同租赁物一般为出租人已有的物品

而融资租赁交易一般有出租人承租人和供货人三方参与至少签订两个合同融资租赁合同和购买合同而且购买合同的决策人是承租人买方则是出租人这就导致租赁和融资租赁在法律权利义务的划分交易税目等方面都有不同融资租赁是一种专门的交易形式具有多种普通租赁不具有的社会和经济功能详情请深圳


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