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Commercial factoring company registration requirements and procedures

Commercial factoring company registration

Require

and processes are displayed based on relevant data,By the end of 2025,There are a total of 2,514 commercial factoring companies registered across the country.,Mainly focus on small and medium-sized enterprises as the main targets of factoring,But because our country is not very perfect in establishing the social credit system,,Therefore, more than 80% of commercial factoring companies are based on core enterprises.,Formed a supply chain that provides prepayment financing to downstream small and medium-sized enterprises。

Commercial factoring started in my country in 1987,Bank of China took the lead in establishing my country's first commercial factoring company in 1993,developed to the present,Already have a corresponding scale,However, there is still much room for improvement in the credit reporting system and the construction of the internal risk management system.,This also means that commercial factoring companies have a relatively optimistic market in our country.,but carry out related activities,Register a commercial factoring company

Require

and the process still has certain thresholds。

my country adopts territorial supervision policy for the registration of commercial factoring companies,The approval authority is the prefecture-level Ministry of Commerce,Not many pilots,Commercial factoring is currently allowed in Shenzhen、Guangzhou、Tianjin、Shanghai、Pilot projects in Beijing and other cities,Registration conditions vary from place to place,There are also differences in the difficulty of approval,According to the Administrative Measures for Commercial Factoring Enterprises promulgated by the Ministry of Commerce,The capital of a registered commercial factoring company is not less than 50 million yuan,Shareholders need to have certain strength,That is to say, there is investment capacity that can be used for the operation of the company.。

Registered domestic commercial factoring company,It is necessary to apply to the industrial and commercial administration department for the pre-approval of enterprise name.,The department will issue a consultation letter to the pilot commercial department within 3 working days after acceptance.,After obtaining the opinions of the Ministry of Commerce,Registration of commercial factoring companies can be carried out,Establishment of foreign-invested enterprises,You also need to obtain a foreign-invested enterprise approval certificate issued by the relevant department。

There are many cases of establishment of commercial factoring companies this year,Take Yikun Commercial Factoring, which was recently established by Jiangsu Xincheng Industrial Group with an investment of 200 million yuan.(Tianjin)Ltd. is a typical example,Zhongtian Financial also recently established a new wholly-owned commercial factoring company in Shenzhen,visible,Registration of a commercial factoring company requires corresponding capabilities。

The registration of commercial factoring companies in my country is relatively concentrated at this stage.,It is inseparable from policy,Nowadays, credit sales are becoming more and more popular.,Commercial factoring plays a major role in accelerating receivables turnover。but,Commercial factoring companies themselves also need to attach great importance to risk control and management of assets.。(Full text ends)


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