保险经纪人作为保险市场不可或缺的重要组成部分,承担着风险管理、交易撮合、解决信息不对称、提高保险市场效率和促进保险公司专业化经营的重要职能。but,由于各种内外部条件限制,部分保险经纪公司市场定位存在偏差,没有把握住经纪公司本该有的
Advantages
,陷入各种发展的误区。
“一带一路”战略的实施,给中国保险经纪带来了重要的发展战略机遇。中国保险经纪通过服务“一带一路”建设的中国企业,开拓了国际化视野,增加了保险经验,提高了自身风险管理水平和核心竞争力,同时维护了中国海外资产安全和人员生命安全。
如何申请设立保险经纪公司?常言道,万事开头难,做为一个工商注册领域的小白,如果不想黑夜里摸灯,选择一家专业的代理机构进行工商注册申请无疑是明智的选择。因为工商注册前期的工作实在是太繁琐了。需要很多资料和专业的法律知识。
节省精力创业者将注册公司交由代理公司全权办理,可以省时省力,把精力用在公司筹备及前期的市场开拓与宣传。Manager Peng Yi:;To apply to establish an insurance brokerage company, you must meet the following conditions::(1)最低实收货币资本金为人民币1000万元。
【根据保监会的决定,对《保险专业代理机构监管规定》第七条第一款修改为:“设立保险专业代理公司,Its minimum registered capital is RMB 50 million.,Unless otherwise specified by the China Insurance Regulatory Commission。”另外删去原规定的第十二条。】(2)Have company articles of association that comply with legal requirements。
(3)The company shall have no less than 30 employees,The number of employees of the company holding the "Qualification Certificate" shall not be less than 1/2 of the total number of employees of the company.。(4)Have senior managers who meet the qualification requirements of the China Insurance Regulatory Commission。(5)Have a fixed business place that complies with regulations。
A foreign insurance brokerage company that applies to establish a foreign-invested insurance brokerage company must meet the above conditions in addition to,The following conditions should also be met:(1)Good credit standing,Has not been subject to any major punishment by the competent authorities or judicial departments of the country in which it is located in the past three years。(2)Operating insurance brokerage business for more than 20 years。(3)Operating income for three consecutive years before application is no less than US$100 million。(4)Have a representative office in China for more than two years。(5)The country has a complete insurance regulatory system。
(6)The proposed senior managers meet the qualifications prescribed by the China Insurance Regulatory Commission。(7)Other conditions specified by the China Insurance Regulatory Commission。
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