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如何办理香港MSO牌照条件获得香港金钱服务商牌照要领

Financial card care question

详细介绍何人须申请牌照?甚麽是金钱服务?任何经营或拟经营金钱服务的人士必须申请牌照。Money services means currency exchange services or money transfer services。What is a currency exchange service?

Currency exchange services refer to currency exchange services operated as businesses in Hong Kong,However, it does not include such services incidental to the main business,For example, a retail business that accepts foreign currency in transactions or is so operated by a person who manages a hotel、Services that meet the following description—(a)The service operates on the hotel's premises,Mainly for the convenience of customers staying in the hotel;and(b)Only includes the person’s purchase of non-Hong Kong dollar currencies for exchange in Hong Kong dollars.。甚麽是汇款服务?

Remittance services refer to those carried on as a business in Hong Kong、Providing services for one or more of the following transactions—(a)Send money or arrange for money to be sent outside Hong Kong;(b)Receiving or arranging to receive money from a place outside Hong Kong;(c)Arrange to receive money outside Hong Kong。除主要处所外是否需要就经营金钱服务的额外处所另行申请牌照?不需要另行申请牌照

The applicant must include each additional premises where money services are operated in the license application or license renewal application,and must be paid for each additional business premises required to be registered

cost

所批给牌照的有效期有多久?正常来说,The license granted is valid for two years。If the licensee wishes to continue operating money services,Application for license renewal must be submitted before expiration of validity period。

anyway,牌照在以下情况停止有效—(a)If the licensee is an individual,when the person dies;(b)If the licensee is a partnership,When the partnership is dissolved;or(c)If the licensee is a corporation,When the corporation begins to be wound up。如在没有牌照的情况下经营金钱服务会有甚麽后果?条例第29(1)Regulation stipulates that any person operating money services without a license,It is a crime。

Regulation 29(2)Section 29 provides that any person who commits(1)Offenses under Article,Once convicted,可被判罚款十万港元及监禁6个月


About Hong Kong Xintong

Hong Kong Xintong focuses onHong Kong Securities and Futures Commission licenseHong Kong Insurance Broker LicenseHong Kong MSO Licenseandmoneylenders licenseApply for service,Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

Editing of articles in this issue:

Picture of Chen Weilun

Chen Weilun

Chen Weilun, money service operator in Hong Kong (MSO) Compliance and regulatory practice areas include 12 years of experience。He served as head of the compliance department of the local payment and currency exchange licensing authority,Directly responsible for MSO license application、Anti-money laundering / Customer due diligence system (AML/KYC)、risk assessment design、Establish daily monitoring procedures and communicate with the Customs Department for review and other compliance tasks。

Areas of expertise:MSO license application、AML/KYC system、risk assessment、daily monitoring procedures、Customs Department review communication。

Previous institutions:Hong Kong MSO Payment Institution & Head of Compliance Department

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