Strengthen regulatory measures for “approval of establishment of insurance adjustment agencies”

China Insurance Regulatory Commission：Strengthen the interim and ex-post supervisory measures for "approval of establishment of insurance adjustment agencies", according to the China Insurance Regulatory Commission.，The China Insurance Regulatory Commission issued a notice，It is necessary to strengthen the interim and ex-post supervisory measures after the cancellation of the administrative licensing matter of "approval for the establishment of insurance adjustment agencies"，Effectively do a good job in the business filing and supervision of insurance adjustment agencies。Notice as follows：one、Implement hierarchical filing management to engage in insurance assessment business，Must comply with the Asset Valuation Act

Require

and file with the insurance regulatory department of the State Council。

National insurance adjustment agencies can register in the province where the industrial and commercial registration place is located.、autonomous region、municipality、Establish branches outside cities under separate state planning，Regional insurance adjustment agencies shall not be located in the province where the industrial and commercial registration place is located.、autonomous region、municipality、Establish branches outside cities under separate state planning。The insurance adjuster takes the form of a company，National institutions file business records with the China Insurance Regulatory Commission，Regional institutions shall register their business with the CIRC branch in the place of industrial and commercial registration.。

Insurance adjusters in the form of partnerships must register their business with the China Insurance Regulatory Commission。Insurance adjuster branch，The business registration shall be made to the CIRC dispatched office at the place of industrial and commercial registration within ten working days from the date of obtaining the business license.。Insurance adjustment agencies can log in to the relevant information system on the official website of the China Insurance Regulatory Commission to query business registration applications and related materials.、Procedures and other matters，and press

Require

Filing with the China Insurance Regulatory Commission and its dispatched offices，Get the registration form。

two、working capital real、Legitimate insurance adjustment agencies should base their business development plans on，Have the necessary working capital for daily operations and risk-taking and implement custody。Working capital should be true、legitimate。in，The operating capital of a national insurance adjustment agency is more than 2 million yuan；The operating capital of a regional insurance adjustment agency is more than 1 million yuan。

The insurance adjuster should choose a bank with custody experience such as a large commercial bank or a joint-stock commercial bank.，Sign a custody agreement，Open an Escrow Account，Deposit all working capital into an escrow account，And submit a copy of the custody agreement when filing、Custody account entry voucher。

Working capital should be in continuous custody during the normal operation of the institution.，The uses are as follows：(1) Investment in large-amount agreement deposits、time deposit，The amount is not less than 10% of the working capital，and cannot be pledged；(2) Purchase of real estate；(3) Transfer to basic account，For business related、Daily operating expenses consistent with the business scale；(4) Other fund use。three、Professional Qualified Personnel Practicing Insurance Adjusters Institutions should have a certain number of insurance adjusters practicing。

An insurance adjuster in the form of a company should have more than 8 insurance adjusters，An insurance adjustment agency in the form of a partnership shall have more than 2 insurance adjusters。When registering the business of an insurance adjuster，A list of insurance adjusters and relevant certification materials should be submitted。Before the establishment of the insurance adjuster system，Relevant personnel hold a valid "Insurance Adjustment Practitioner Qualification Certificate" issued by the China Insurance Regulatory Commission，Can be recognized at the time of filing。

Four、Regulate and supervise existing insurance adjusters. Existing insurance adjusters must comply with the relevant provisions of the Asset Appraisal Law and the requirements for working capital custody in this notice as soon as possible.、of professionally qualified personnel

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，and return the license no later than November 30, 2025，Complete business registration。Failure to file as required，Shall not continue to carry out insurance assessment business。

Insurance adjustment agencies whose licenses expire before November 30, 2025 but are not registered due to objective conditions，You can continue to carry out insurance assessment business before the registration is completed.。

Existing insurance adjustment agencies base their business and financial situation on，Convert to a regional insurance adjuster and conduct business filing，It is in a province other than the place of industrial and commercial registration、autonomous region、municipality、Branches already established in cities under separate state planning can continue to operate，However, it shall not be established in provinces where branches have not been established、autonomous region、municipality、New branches established in cities under separate state planning。

Existing insurance adjuster branches should complete business registration after their legal entities，Return the license to the local CIRC branch in a timely manner，and conduct business registration。This notice will be implemented from the date of issuance。The insurance regulatory authorities shall comply with laws, regulations and this Notice

Require

，Earnestly carry out the business filing and supervision of insurance adjustment agencies。

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