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境外公司账户转款给境内个人户不成功的因素

根据外管局规定境内居民外汇储蓄账户原则上不得用于对公结算境外公司给境内个人汇款下列情况原则上不能入账

  1. 对方是证券公司投资公司
  2. 汇款附言可以看出是贸易货款
  3. 收款人申报该款项是资本项下或者是贸易货款
  4. 其它当地外管认为不能入账的款项

若这笔款项不属于贸易及经营投资性外汇一般可以入账但银行同时会对这笔款项的真实性和合法性进行审核境内个人接收金额在等值3000美元以下(含)的汇入汇款银行在了解款项资金性质不属于贸易及经营投资性外汇在账号户名一致的前提下可直接解付至个人外汇储蓄账户若金额超过需要办理申报后才能入账

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