The processing time for applying for a money lender's license in Hong Kong mainly depends on the review of the money lender's personal financial capabilities and whether there are shareholder background documents, etc.，According to Mr. Deng from Shenzhen, moneylender business generally refers to providing loans to others and is different from the business of banks or financial institutions.。
Including providing secured loans and unsecured loans，For example：personal and business credit，mortgage，car，Wen etiquette，heavy machinery，Factory leasing，Credit card financing，Promissory notes and issue discounts，Small and medium enterprise loans，Secured loans and syndicated loans, etc.，General processing
cost
Ranging from tens of thousands to hundreds of thousands, the specific needs depend on the timing and circumstances.，If necessary, please contact Mr. Deng for detailed information.。
The difference between Hong Kong money lender license and bank：licensed bank：Only licensed banks can conduct statutory "banking business"，That is, operating current and savings account business，and accept deposits of any amount and term from the public，and pay or accept checks issued or deposited by customers。
Except for deposits with an amount of $500,000 or more and a term of less than 3 months，Banks can set their own high interest rates，The remaining initial deposit terms are within 15 months，All are subject to the interest agreement of the Bankers Association。In addition, the registered capital and paid-in capital of a licensed bank shall each be at least HK$150 million.。
Bank with restricted license：Banks with restricted licenses are mainly engaged in merchant banking and capital market activities.，Deposits of any term of HKD 500,000 or above are also accepted，There are no restrictions on the interest rate on deposits。Its registered capital and paid-in capital are each at least HK$100 million.。deposit taking company：Deposit-taking companies are mostly owned by or affiliated with banks，Mainly engaged in various specialized businesses such as private consumer credit and securities。
These companies can only accept HK$100,000 or more，Deposits with an initial deposit period of at least 3 months，There is no high limit on deposit interest。
Hong Kong Xintong focuses on services for Hong Kong financial license institutions，Currently, Mr. Deng’s team has rich experience in Hong Kong financial license application projects and has handled more than 30 license application and transfer cases.，Let business owners refer to，We have M&A decisions、M&A targets、M&A timing、M&A stage strategy、Post-merger integration、Financial license application registration、Hong Kong company establishment planning and a complete set of services to help business owners protect themselves，Let professional teams do professional things，We have been engaged in foundation services for thirteen years，Able to accept client entrustments while，Refined division of labor，Complete the application for a Hong Kong financial license in a relatively short period of time，Currently, Mr. Deng’s company has a clean Hong Kong financial license for transfer，Business owners in need can contact Mr. Deng for consultation at any time.。
The content of this article is strictly prohibited from being reproduced by any website or individual.，Violators will be punished。Related products：Hong Kong financial license application , Hong Kong financial license registration , Apply for a Hong Kong financial license
About Hong Kong Xintong
Hong Kong Xintong focuses onHong Kong Securities and Futures Commission license、Hong Kong Insurance Broker License、Hong Kong MSO Licenseandmoneylenders licenseApply for service，Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
