Hong Kong Xintong-Peng Yi Aaron If you want to sell Hong Kong insurance，Then you must have a Hong Kong insurance license as a legal basis，So how to apply for a Hong Kong insurance company license?
Let’s look at Hong Kong insurance companies first. In addition to the Hong Kong Insurance Authority (Hong Kong International Airport)outside，Hong Kong Insurance Claims Complaints Authority(Hong Kong International Cooperation Agency) - a non-governmental self-regulatory organization，Responsible for implementing the self-regulatory plan，Provide effective free channels for policyholders or their beneficiaries，To coordinate claims disputes。
Different from general Hong Kong websites that provide English and Traditional Chinese web pages，The website of the Insurance Claims Complaints Bureau also has a "Simplified Chinese" page，For mainland users to browse。also，As of May 1, 2013，The Insurance Claims Complaints Bureau has responded to the increase in the number of mainland policies，Expand service scope to non-Hong Kong residents who can access the same services。
In case of dispute，You may choose to lodge a claim with the Hong Kong Insurance Claims Complaints Authority，and after the committee has made its decision，Insurance companies have no right to sue，If the complainant is dissatisfied, he may sue separately。Hong Kong is governed by the Insurance Companies Ordinance (“Insurance Companies Ordinance”) promulgated in 1983，Strict legal liability for breaches of insurance regulations。Violation of integrity and illegal business operations are both crimes。Should be held criminally responsible。
Anyone who submits false information to the Department of Insurance and Supervision，In addition to a fine of 200,000，punishable by two years' imprisonment。Industry insiders pointed out，The Insurance Claims Complaints Bureau is essentially a group of insurance companies，Their "sincerity" is more to reassure policyholders，It is also to promote the prosperity of Hong Kong’s insurance industry.。Can mainland Chinese residents buy insurance in Hong Kong and be protected by law? in case of dispute，Where does the law apply?
Hu Bo, deputy director of the Insurance Department of the School of Finance and Economics, Renmin University of China：Mainland residents purchase insurance protection in Hong Kong。in fact，A few days ago，China Insurance Regulatory Commission issued eight opinions，Further support the development and opening of Qianhai in Shenzhen，Mentioned that they would actively explore Qianhai，Promote the integration of insurance development in Shenzhen and Hong Kong，In order to legally purchase insurance products provided by Hong Kong insurance companies in Qianhai in the future。But the details haven't come out yet。
past，Hong Kong insurance companies have done business in the mainland，Selling insurance products。This type of policy，underground insurance policy，Often called "parallel imports"，not protected，Because the Insurance Law stipulates，Selling insurance products and providing insurance services in mainland China must be licensed by the China Insurance Regulatory Commission。In summary, you must understand these points before applying for Hong Kong insurance，If you need to apply for a Hong Kong insurance license then，You can consult Hong Kong Xintong to handle it for you as an agent.。
Related products：Hong Kong Insurance Brokerage Company License
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