4月6日，海尔金控旗下海云汇外汇资本市场（香港）有限公司（“海云汇”小微）获得香港监管部门颁发的“放债人牌照”。牌照获批后，海云汇可在香港地区开展社会化信贷业务。
此次获批的“放债人牌照”是海尔金控在境外获得的第一张金融牌照，也是海云汇社会化业务落地的第一步，以此为开端，其业务版图向香港地区甚至海外市场拓展。拓展阅读放债人牌照，其主要业务包括个人以及商业贷款、mortgage、汽车重型机器工厂租赁、Credit card financing、Promissory notes and issue discounts、Small and medium enterprise loans、有抵押贷款以及银团贷款等。
香港拥有良好的法治环境、完善的信用体系及资金流动方面的
Advantages
，同时香港的金融监管更加注重从业资质和职业操守。在香港经营社会化信贷业务必须取得放债人牌照，且每年都要对牌照进行续期审核。
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