担保业务最主要的品种之——融资担保融资性担保公司是指依法设立,经营融资性担保业务的有限责任公司和股份有限公司。
融资性担保是指担保人与银行业金融机构等债权人约定,当被担保人不履行对债权人负有的融资性债务时,由担保人依法承担合同约定的担保责任的行为此外,融资性担保公司可以为其他融资性担保公司的担保责任提供再担保和办理债券发行担保业务,但应当同时符合下列条件:(one)近两年无违法、违规不良记录;(two)监管部门规定的其他审慎性条件。
in,从事再担保业务的融资性担保公司除需满足上述规定的条件外,注册资本应当不低于人民币1亿元,并连续营业两年以上。
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