currency exchange、汇款存在在众多的领域，无论是国际间的贸易、出入境游还是投资，从某种程度上来说，各个领域对货币兑换的规模和金额的需求越来越大，

何人须申请牌照？甚麽是金钱服务？任何经营或拟经营金钱服务的人士必须申请牌照。 Money services means currency exchange services or money transfer services。 What is a currency exchange service?

虽然持有金钱服务经营者(MSO)牌照足以在香港经营任何金钱服务，但令人困惑的是，如果申请人想用“电子钱包”

Hong Kong MSO money service license transfer conditions and fees Hong Kong’s development in the financial field has become relatively mature.，Introducing foreign investment、Foreign trade and other fields will involve currency exchange，

Hong Kong's development in the financial field has become relatively mature.，Introducing foreign investment、Foreign trade and other fields will involve currency exchange，The currency exchange services provided by banks are no longer able to meet the current investors' demand for currency exchange in terms of immediacy and data.

香港金钱服务牌照是由香港海关总署核发的允许从事货币兑换、汇款服务的合规牌照，由于香港地区资金进出规模大、频次高，容易被不法分子利用于掩盖非法资金的真正源头，

Hong Kong Money Services License，That is, MSO license，是有海关想法的一个金融牌照。主要就是为了打击洗钱活动。金钱服务牌照除了能够提供货币兑换服务，Remittance services are also available。

Hong Kong Finance Company including Money Lending License Transfer Hong Kong Finance Company，In fact, everyone knows that Hong Kong financial companies generally have money lending licenses.，Therefore, financial companies in Hong Kong are often equivalent to loan companies.。However, in order to crack down on bad financial intermediaries,，

在众多金融形式中，有这么一种形式它是MoneyServiceOperator简称香港MSO牌照，意思为金钱服务经营者。现在随着支付愈发便捷，

经济全球化程度的加深，加强了了资金、技术、人才等要素的交流，作为亚洲重要的金融中心，香港是外来资金出入较大的地区，跨境金融活动的频繁，