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办理香港放债人牌照条件 申请香港财务公司流程

Financial card care question

Apply to Hong Kong Money Lender、Register a Hong Kong financial company、代理香港金融牌照作为国际金融中心之一香港在小额信贷现金贷领域已经有多年的实践和经验积累香港的做法或许可以为中国内地的行业监管者实践者和专家学者提供一些经验为中国大陆小额信贷现金贷互联网金融领域的发展提供一个可借鉴的窗口

放债人业务范围包括一般指向他人提供贷款并且不同于银行或金融机构的业务,Including providing secured loans and unsecured loans,For example:个人以及商业贷款、mortgage、汽车重型机器工厂租赁、Credit card financing、Promissory notes and issue discounts、Small and medium enterprise loans、有抵押贷款以及银团贷款等

The following documents must be submitted when applying for a license

  1. Applicant's Application and Declaration Form
  2. Documentary evidence that the applicant has the ability to manage money lending business
  3. Documentary evidence of the applicant’s financial situation
  4. 拟用作经营放债业务处所的租约
  5. 业主对于处所拟用作经营放债业务所给予的书面许可证明
  6. "Occupancy Permit" issued by the Buildings Department,证明该处所只供“办公室”或“店铺”用途于土地注册处所查阅处所的《土地登记册》
  7. Floor plan within the premises
  8. 周年申报表(如申请人为公司)长远来说以法定机构管制放债行业将可更有效实施监管措施有见业内的规管不足政府有责任改革有关的牌照制度过程上可借镜其他本港的受监管的业务或海外的监管制度设立持牌人负责制及从业员注册制度强化申诉机制并引入营运者操守、financial resources、按揭贷款成数上限等

Require

进一步收紧规管

The transfer items are as follows:

  1. quote:Negotiable
  2. Company establishment date:2018年0月
  3. 拿牌日期:2018年0月
  4. 公司银行账户大新銀行 业务:Normal now,Mainly engaged in private loans。
  5. office space:2600square feet area,The conference room occupies 200 square feet。Thank you for your attention original

About Hong Kong Xintong

Hong Kong Xintong focuses onHong Kong Securities and Futures Commission licenseHong Kong Insurance Broker LicenseHong Kong MSO Licenseandmoneylenders licenseApply for service,Assist customers to applyUS MSB license、NFA、RIA、Canadian MSB license、Mainstream overseas financial licenses such as Australia and Mexico,Support enterprises to achieve compliance expansion of cross-border financial business。Also availableCayman Islands Offshore Company Registration、Offshore fund establishment and global compliance operations and other services,Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more,Please contactHong Kong Information Communications Consultant

Editing of articles in this issue:

Picture of Zheng Yanlin

Zheng Yanlin

Zheng Yanlin has experience in the field of commercial lending regulatory compliance in Hong Kong. 9 years of experience,Served as head of the regulatory and risk management department of a money lending business entity,Responsible for money lender license application、Compliance policy development、Risk assessment and regulatory document preparation,Communicate supervision system requirements with regulators and coordinate internal control processes。

Areas of expertise:Money Lender License Application、Compliance policy development、risk assessment、Requirements for supervisory party (Police Force) communication and supervision system。

Previous institutions:Hong Kong Business Lending & Money Lending Compliance Team Leader

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